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East Bay First Time Homebuyers Assistance Programs
Learn about resources designed to help buying your first home in East Bay Cities, including Oakland, Alameda, Berkeley, Fremont and more.
If you are looking for help with purchasing a home in the San Francisco Bay Area, there are programs that can help.
Alameda County Programs
AC Boost gives buyers a boost, providing loans that are intended to bring home-ownership within reach of households who would otherwise not be able to afford a home. AC Boost provides loans of up to $210,000.
An MCC provides the income eligible first-time home buyer with an opportunity to reduce the amount of federal income tax they owe each year they own and live in their home. The MCC assists a family in qualifying for a higher first mortgage, with no effect on monthly expenses.
Oakland Programs
Oakland's First Time Homebuyer Mortgage Assistance Program (MAP)
The Mortgage Assistance Program (MAP) is a City of Oakland loan program, operating jointly with participating lenders, to assist low and moderate income first time homebuyers with the purchase of homes in the City of Oakland.
Oaktown Roots Affordable BMR Homes
This affordable housing project consists of 24 new construction single family homes in various sites throughout Oakland.
New low-interest Oakland loan program helps homeowners create permitted ADUs
The City of Oakland has launched a new, low interest loan program designed to help homeowners in East and West Oakland turn their illegal, backyard secondary dwelling units into legally permitted ADUS - or accessory dwelling units.
San Francisco Programs
The Dream Keeper Downpayment Assistance Loan Program provides Black first time home buyers with a down payment loan up to $500,000 to bid on a property on San Francisco's open market.
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